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4 Texas Money Myths that Will Damage Your Credit Report

Texas is full of great tales and tall stories. While enjoying a good story is part of what makes us Houstonians tick, when it comes to money matters, blindly believing common myths about debt can be financial suicide. Here we’ll debunk 4 of the most dangerous and prevalent misconceptions regarding money and debt. If you have financial concerns in Houston, book a free financial consultation with Attorney Rod Kemsley.

MISCONCEPTION ONE

The smartest method of avoiding financial problems is to have no credit cards.

7 Ways You Can Improve Your Credit Rating After Bankruptcy

Bankruptcy will of course, have a negative impact on your credit score. Though it’s important to realise that the negative impact will be less than letting your debts build up to a critical stage where you are dealing with debt collectors. It’s often best to accept that you are out of your depth and make a fresh start with a Chapter 7 or Chapter 13 bankruptcy.

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Important Announcement: Schachter Law Firm purchased by Kemsley Law Firm PLLC

The Schachter Law Firm is pleased to announce that we have been purchased by Kemsley Law Firm, PLLC. Attorneys Rod Kemsley and Adam Schachter will be joining forces to enable us to bring even greater levels of experience and value to our clients. We look forward to continuing to grow and flourish in the future and provide a depth of service and support beyond that which is possible as sole practitioners.

Government Increases Filing Fees for Bankruptcy: June 2014

- The Judicial Conference has approved the following fee increases effective as of June 1, 2014.


- Fees for filing a chapter 7 case will increase from $306.00 to $335.00.


- Fees for filing a chapter 13 case will increase from $281.00 to $310.00


- Fees for filing an adversary proceeding will increase to $350.00 (Debtors are not charged filing fees for adversary proceedings).


- Fees for filing a Chapter 11 case will increase to $1,717.00.


Can Financial Stress Make You Ill?

This is the first in a series of joint articles by Adam Schachter (Houston Bankruptcy Lawyer) and David Bueno Martin (Counselor in Houston).


Adam: I think financial stress could cause illness. Most forms of stress have a negative impact on the psyche and the body. Financial stress is more insidious than other types of stress for a couple of reasons that we outline below.


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